Do you not have an account with the bank and you how to open bank account (How To Open A Bank Account) If you want to know about this, then let me tell you that, all the people should have an account in the bank, because only if we have an account in the bank, we are able to take advantage of the facilities and schemes provided by the bank. . For example, if you have a bank account, then you can keep your money safe in your account, if needed, you can withdraw money from ATM without going to the bank, you can make online payment through UPI.
If you do not know that Bank Mein Khata Kaise Kholte Hain, then let me tell you that, it is very easy to open an account in a bank and make an ATM. Just for this, first you have to decide in which bank and which account you want to open, because the bank provides its customers with the facility to open different types of accounts.
There are mainly three types of accounts are opened in the bank, Saving Account (Savings Account), Current Account (Current Account) and Credit Account (Loan Account) as you do business, and if you have daily transactions of money, then you It is necessary to have a current account. And if you want to open an account for your personal work, then you can open a savings account.
If you want to open any type of account in the bank, the process is almost the same for everyone, but the conditions for applying the mandatory documents may be different in each bank. Therefore, here you will also learn about the process of offline Bank Me Account Kaise Khole and how to open an online bank account, what documents are required to open an account in the bank etc. So let's start the complete process of Bank Mein Khata Kaise Kholen.
how to open bank account
To open an account in an offline bank by visiting a bank branch, you have to fill the form received from the bank and then attach all the necessary documents with it, which is valid by the bank. Only then you are eligible to open an account in any bank. Let's understand about this step by step Bank Mein Khata Kaise Khulta Hai –
- First of all, decide in which bank you want to open your account.
- After that you have to visit your nearest bank branch.
- Now decide whether you want to open a savings or current account.
- After this, you have to take the bank account opening form from the help desk and fill it.
- This form is provided by the bank to the customers free of cost.
- After taking the form, now you have to fill all the important information asked in the form like- your name, date of birth, father's name, mobile number, permanent address, nominee ie name of the nominee and type of account etc.
- After filling the complete form correctly, the account holder has to follow the rules of the bank, accepting some policies and putting his signature in 3 to 4 places.
- Now you can attach a copy of all the required documents with the form and submit it to the bank.
- The bank employee will then verify the filled form and documents, and give approval for account opening.
- Once the verification is complete, the bank will issue you the account number and other details.
- If you want to make your ATM card and check book together with bank passbook, and also want to access Net Banking facility on your mobile, then you can tick the given options for this while filling the form itself. Is.
- In many banks, new accounts are opened immediately, but in government banks it may take 1-2 days to open an account.
I hope that through the given steps of Account Kaise Kholte Hain in the bank, now you must have known that, Bank Mein Khata Kaise Khola Jata Hai and what documents you will need for that.
Also read: PNB Net Banking Kya Hai – How To Activate PNB Internet Banking!
Bank account type
- Current Account
- Savings Account
- Fixed Deposit Account
- Recurring Deposit Account
- Basic Savings Account (No Frill Account)
1. Savings Account
A savings account is an account in which you get interest on the amount deposited by the bank when you deposit money. In this your money is kept safe in the bank. You can put money in it whenever you want and can also withdraw it when needed. If you also want, you can open your savings account in the bank, and save your money.
If you want, you can open an individual account or you can open a joint account. Individual account is opened for one person whereas joint account is opened for two or more people. While filling the account opening form, the role and transaction rights of all the stakeholders in the account have to be written in it. To open a joint account, all the documents and photos of the account holder have to be submitted in it.
2. Current Account
Current account is the account which we use for business transactions. If you are a businessman, and you have thousands and millions of transactions of money every day, then it is very important to have your current account. This allows you to transact as many times as you want. There is no limit for this whereas there is a limit in the savings account.
The account holder does not get interest on the amount deposited in the current account. Overdraft facility is also provided to the account holder in the current account. You can use current account for business transactions.
3. Fixed Deposit Account
Fixed deposit account is a good investment option, in which you invest your money for a fixed period, and on that a fixed interest is received by the bank on your deposit.
The investment facility in FD ranges from 7 days to 10 years. The interest rate in banks ranges from 4 to 11 percent.
4. Recurring Deposit Account
Recurring deposit account is a great option for investment, in which you have to deposit a fixed amount in installments for a fixed period of time, and after the RD limit is reached, the money deposited gets good interest rate.
The investment facility in RD can be from 6 months to 10 years.
5. Basic Savings Account (No Frill Account)
Basic Savings Account is also called as Zero Balance Account and Basic Savings Account, it is an account which can be opened with zero balance and can keep it as such, it is mandatory to maintain any minimum balance in this account. Not there. There is a daily deposit and withdrawal limit of Rs 5000.
Apart from this, different types of accounts are opened in the bank, such as Salary Account, Term Deposit Account, Smart Deposit Account, Power Saving Bank Account etc.
To open an account in the bank, you also need to know that all the banks have their own different policies or facilities. Along with this, you must have some necessary documents to open an account in the bank. Only then you can open an account in the bank. These documents are attached with your form.
Documents required to open an account with the bank
Many people know this Bank Se Khata Kaise Kholte Hain, but they are confused about what to do with Bank Me Khata Kholne Ke Liye Documents. So let me tell them that you will need these documents to open an account in the bank.
- three passport size photos
- Aadhar Card, Voter ID Card, Driving License (Any One)
- Address Proof- Electricity Bill, Telephone Bill, Ration Card
- Partnership Deed (For Opening Current Account)
- PAN card (for opening current account)
- Certificate Of Incorporation (For Opening Current Account)
Also read this post: Kiosk Banking Kya Hai – Complete Kiosk Banking Information!
how to open online savings account from mobile
If you are thinking about Online Bank Ka Khata Kaise Kholte Hain, then many banks have also provided online account opening facility for their customers. If you want to know how to open an account in online bank, then follow the steps given below.
- In whichever bank you want to open your savings account, first you have to go to its official website.
- Now you have to start the online process to open a savings account.
- After this, you have to fill the application form, in which you have to fill the correct details according to your original documents.
- Before filling the application form, keep all your documents like PAN card, Aadhar card, Voter ID, 2 passport size photographs ready in advance.
- After scanning and uploading the documents, you have to click on the submit button upper, now your verification process will start.
- Once the document verification process is properly completed, it will be approved and your savings account will be activated within 3-5 days.
Have you read this post: Clickbank What is it? – How to open an account on ClickBank!
How to open a minor account?
Accounts of children below the age of 18 years are called minor accounts. The bank account of children below 10 years of age has to be operated by their guardian i.e. parents, while minors above 10 years of age can operate their bank account themselves.
If you also want to open your child's bank account and want to know how to open children's account, then let's know the complete process of how to open an account in minor bank –
- To open a minor account, a similar account opening form has to be filled.
- The form requires the minor's name, home address, guardian's information and signature.
- To open a minor account, it is necessary to have these documents – birth certificate of the minor, Aadhar card and KYC documents of the guardian etc.
Conclusion
so it was how to open account in bank Complete information that you must have liked. Here I have told about both online and offline process of Bank Me Khata Kaise Khole, so that you do not have to go anywhere else. Along with this, through this post also told you that what are the Bank Account Kholne Ke Liye Documents to be applied.
If you have any question related to Bank Khata Kaise Kholte Hain, you can ask us through the comment section, we will definitely reach you with the right answer. If you have found the information of Bank Me Account Kaise Khole In Hindi useful, then definitely share it with your friends and social media accounts, so that this information can reach other people as well.
Bank Account Opening FAQs
- Which is the largest bank of India?
The largest bank in India is State Bank of India (SBI Bank).
- How many types of accounts are opened in the bank?
Mainly 3 types of accounts are opened in the bank – Savings Account (Savings Account), Current Account (Current Account) and Credit Account (Loan Account).
- Is it safe to open a bank account online?
Yes! It is absolutely safe to open a bank account online. Just while opening the account, you have to make sure that you are opening the account from the official website of the bank itself.
- Which is called the Bank of India's banks?
Reserve Bank of India (RBI) is called the Bank of India.
